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No, but you're crazy if you don't. A deed needs to be in a special form to be recorded (along with the legal property description) and it makes a lot of legal difference how the property is to be held by each of you after the deed is recorded.

Depending on your state laws, a deed does not have to be recorded with the county recorder to be an effective transfer. However, non-recordation will cause you a lot of problems with creditors and the IRS.

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